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Last update

17/10/2007

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cahoot current account switch

 

 

Complaint

Date

18th February 2003 

 

 
 

Complaint

entered by

D.H. Speckner

Dudley

 

 

 

On the 14th June 2002 I paid two cheques into my current Cahoot account and sent both cheques as instructed to their address at the Abbey National in London.

Upon checking my account a few month later I noticed that neither had been credited to my account and I consequently sent a letter to the Abbey National on the 7th October 2002 enclosing details of the cheques asking them to check as to why these two amounts have not been credited.

I had no response and, therefore, sent another letter on the 5th December 2002 enclosing a copy of the previous letter and asking again to check what had happened to these cheques.

Again, I had no response and I sent an e-mail to Cahoot requesting their postal address. Their reply said to phone them, which I did, and after spending nearly 30 minutes on the phone they confirmed, what I had told them, that these cheques had not been credited to my account.

They told me to contact the issuer and request information if these cheques have actually been cashed and, if they had not, to stop payment and request a replacement cheque.

The issuers have now confirmed that the cheques have been cashed on the 24th June 2002 and I have again sent an e-mail to Cahoot requesting their postal address so that I can take up this matter in writing rather than dealing with it verbally and spend another 30 minutes on the phone.

Update: 05/03/03
Cahoot have now confirmed their postal address and I have now sent another letter to this address asking them to investigate this matter and to let me know what happened to these cheques and to inform me why Abbey National never replied to my previous correspondence.
Update: 18/03/03
Cahoot have again not responded to the letter on the 3rd March 2003 and I have now again written to their Coventy address requesting that they look into this query now without any further delay.
Update: 24/03/03
They have now phoned in response to the letter on the 18th March 2003 claiming that they have no trace of having received the letter we wrote on the 3rd March. I have now given them all the information verbally and they have agreed to investigate the disappearance of these cheques and to come back to me as soon as possible. Let's wait and see how long that will take them. So far they have been totally uncooperative and incompetent.
Update: 13/04/03
There is still no response from Cahoot
Update: 22/05/03
I have now written yet another letter to Cahoot informing them that I will take this matter to the complaints procedure if I do not receive a satisfactory reply within the next 4 weeks. They have promptly responded by e-mail informing me that this issue has now been brought to the attention of the 'Service Relationship Team'. This is the exact wording of their e-mail:
'At cahoot, we aim to satisfy our customers at all times.  We have a complaints handling procedure in place to ensure that you receive a quick and fair response to any complaints you may have about our service.  At each stage of the complaints procedure, the details of your case will be reviewed and fully investigated.  You will be kept informed of what is happening and we will do everything we can to help you.'
As I have not seen much customer satisfaction to-date we will have to see what the future brings?
Update: 05/07/03
I have now had a few phone calls from Cahoot informing me that they are now trying to trace the missing cheques and the matter is still ongoing to-date. I suppose I have to be thankful that they are now communicating with me, rather than ignore me. After all, it is now in excess of 12 month that the cheques have gone missing.
Update: 20/08/03
Success at last. Cahoot have just phoned and admitted that they have cashed the two cheques but somehow lost them within their system. They have now finally credited my account with the two  cheques together with a £10.00 compensation for lost interest. It only took them 14 month
 
 
 
 
Complaint Status:  closed Overall Efficiency:  Extremely Poor    
  Respond Time    :   Extremely Poor  
  Final Outcome        Click To Download
 
 
 
 

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